What to Look for in Pleasant Hill, IA Lease-to-Own Companies
When choosing a lease-to-own company in Pleasant Hill, IA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Pleasant Hill and Acima Leasing so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Pleasant Hill, IA Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Pleasant Hill, IA lease-to-own companies operate similarly. To start, you choose an approved retailer in Pleasant Hill and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Pleasant Hill, IA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Pleasant Hill, IA?
The items you can shop for in Pleasant Hill, IA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Pleasant Hill, IA
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Pleasant Hill, IA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Pleasant Hill stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Pleasant Hill, IA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Pleasant Hill, IA?
Both Snap Finance and Amica Leasing aim to help shoppers in Pleasant Hill, IA with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Pleasant Hill, IA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
Acima Leasing in Pleasant Hill, IA also requires an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Pleasant Hill, IA Lease-to-Own Company
Many shoppers across Pleasant Hill, IA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.