Comparing Lease-to-Own Companies in Ottumwa, IA
Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Ottumwa, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Ottumwa, IA to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.
Ottumwa Progressive Leasing vs. Acima Leasing: How They Work
How does Acima Leasing work in Ottumwa, IA? What about Progressive Leasing? You can expect a similar application process for both. Shop at eligible Ottumwa stores, choose the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!
How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Ottumwa!
What Are the Requirements for Progressive Leasing in Ottumwa vs. Acima Leasing?
Acima Leasing and Progressive Leasing in Ottumwa, IA might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
Acima Leasing in Ottumwa, IA requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Are you shopping in Ottumwa with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.
Progressive Leasing vs. Acima Leasing: Ottumwa, IA Stores
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Ottumwa, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.
Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Ottumwa, IA, or shop Acima Leasing's online retailers.
Acima Leasing vs. Progressive Leasing: What Can You Lease in Ottumwa, IA?
Progressive Leasing and Acima Leasing in Ottumwa, IA consider the same items leasable. In general, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Progressive Leasing or Acima Leasing in Ottumwa, IA Right for You?
The choice of lease-to-own company in Ottumwa, IA is entirely in your hands. To choose the right fit, consider which Ottumwa retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.