Choosing Your Newton, IA Lease-to-Own Company
When picking a lease-to-own company in Newton, IA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Newton and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Newton, IA
How do Acima Leasing and Snap Finance work? Whichever Newton, IA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Newton retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Newton, IA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Newton, IA?
The items you can shop for in Newton, IA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Newton, IA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Newton, IA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Newton and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Newton, IA or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Newton, IA
For shoppers in Newton, IA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Newton, IA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Newton, IA also requires an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Newton, IA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Newton, IA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.