Acima Leasing or Progressive Leasing in New Hampton, IA?

Who do you go to for lease-to-own solutions in New Hampton, IA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in New Hampton, IA

Lease-to-own can be a great solution when you need new appliances, jewelry, furniture, and other goods but are low on cash. You have your choice of companies like Progressive Leasing in New Hampton, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in New Hampton, IA so you can figure out which company offers the requirements, store selection, and application process that fits your needs.

How Do Acima Leasing and Progressive Leasing in New Hampton, IA Work?

How do you lease-to-own with Progressive Leasing in New Hampton, IA? What about Acima Leasing? You can expect a similar application process for both. Shop at your favorite eligible stores in New Hampton, pick out the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in New Hampton, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in New Hampton vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in New Hampton, IA are alike, their requirements are different. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in New Hampton, IA requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Both Acima Leasing and Progressive Leasing are designed for shoppers in New Hampton with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in New Hampton, IA

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in New Hampton, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in New Hampton, IA, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in New Hampton, IA?

The rules for leasable items at Acima Leasing and Progressive Leasing in New Hampton, IA are quite similar. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Better: Acima Leasing or Progressive Leasing in New Hampton, IA?

The decision of which New Hampton, IA lease-to-own company to choose is entirely yours to make. The best option for you depends on approval requirements, which stores in New Hampton you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.