How Do I Choose Between Lease-to-Own Companies in Montezuma, IA?
Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but lack the funds. You have your choice of companies like Progressive Leasing in Montezuma, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Montezuma, IA to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.
Montezuma Acima Leasing vs. Progressive Leasing: How Do They Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Montezuma, IA? Applying with either company will look pretty similar. Shop at eligible Montezuma stores, choose the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!
What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Montezuma, you may be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Montezuma vs. Acima Leasing
Although Acima Leasing and Progressive Leasing in Montezuma, IA share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing applicants in Montezuma, IA need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Acima Leasing and Progressive Leasing both help shoppers in Montezuma who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.
Where in Montezuma Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Montezuma and online, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Montezuma, IA, or shop Acima Leasing's online retailers.
What Items Can I Lease in Montezuma, IA with Acima Leasing vs. Progressive Leasing?
Progressive Leasing and Acima Leasing in Montezuma, IA consider the same items leasable. In general, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Montezuma, IA?
The choice of lease-to-own company in Montezuma, IA is entirely in your hands. To choose the right fit, consider which Montezuma retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.