Choosing a Lease-to-Own Company in Mason City, IA
When comparing lease-to-own companies in Mason City, IA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Mason City and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Mason City, IA
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Mason City, IA tend to work the same way. You shop at an approved Mason City retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Mason City, IA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Mason City, IA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Mason City, IA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Mason City, IA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Mason City, IA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Mason City and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Mason City, IA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Mason City, IA
Snap Finance and Amica Leasing are dedicated to helping Mason City, IA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Mason City, IA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Mason City, IA also requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Mason City, IA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Mason City, IA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.