Lease-to-Own in Mason City, IA: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Mason City, IA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Mason City, IA?

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Mason City, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Mason City, IA to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.

Mason City Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Mason City, IA? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible retailers in Mason City, find the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Mason City!

What Are the Requirements for Progressive Leasing in Mason City vs. Acima Leasing?

Acima Leasing and Progressive Leasing in Mason City, IA might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

To lease-to-own with Acima Leasing in Mason City, IA, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Acima Leasing and Progressive Leasing both help shoppers in Mason City who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.

Where in Mason City Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Mason City and online, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Mason City, IA, or browse Acima Leasing’s online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Mason City, IA?

The rules for leasable items at Acima Leasing and Progressive Leasing in Mason City, IA are quite similar. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Mason City, IA Lease-to-Own Company?

The decision of which Mason City, IA lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on the application process, approval requirements, and which Mason City stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.