Choosing Your Marshaltown, IA Lease-to-Own Company

When selecting a lease-to-own company in Marshaltown, IA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Marshaltown so you can determine which company is right for you.

How Does Lease-to-Own in Marshaltown, IA Work?

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Marshaltown, IA follow similar models. You shop in person or online at an approved Marshaltown retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Marshaltown, IA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Marshaltown, IA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Marshaltown, IA. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Marshaltown, IA

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Marshaltown, IA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Marshaltown and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Marshaltown, IA.

Acima Leasing vs. Snap Finance Application and Requirements in Marshaltown, IA

Both Snap Finance and Amica Leasing aim to help shoppers in Marshaltown, IA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Marshaltown, IA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Marshaltown, IA also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Marshaltown, IA Lease-to-Own Company

Many shoppers across Marshaltown, IA can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.