Choosing a Lease-to-Own Company in Marshalltown, IA
When selecting a lease-to-own company in Marshalltown, IA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Marshalltown so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Marshalltown, IA
How do Acima Leasing and Snap Finance work? Whichever Marshalltown, IA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Marshalltown and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing in Marshalltown, IA or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Marshalltown, IA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Marshalltown, IA. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Marshalltown, IA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Marshalltown, IA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Marshalltown businesses to national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Marshalltown, IA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Marshalltown, IA
Snap Finance and Acima Leasing both want to help shoppers in Marshalltown IA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Marshalltown, IA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Marshalltown, IA also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Marshalltown, IA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Marshalltown, IA. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.