How to Choose a Lease-to-Own Company in Marion, IA
When comparing lease-to-own companies in Marion, IA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Marion and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Marion, IA Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Marion, IA tend to work the same way. First, you pick from a list of approved Marion retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Marion, IA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Marion, IA?
The items you can shop for vary based on which Marion, IA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Marion, IA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Marion, IA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Marion and the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in Marion, IA, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Marion, IA?
Snap Finance and Amica Leasing are dedicated to helping Marion, IA shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Marion, IA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Marion, IA also requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Marion, IA
Acima Leasing and Snap Finance are great options for Marion, IA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.