Choosing a Lease-to-Own Company in Le Mars, IA
When choosing a lease-to-own company in Le Mars, IA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Le Mars so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Le Mars, IA Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Le Mars, IA tend to work the same way. First, you pick from a list of approved Le Mars retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Le Mars, IA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Le Mars, IA?
The items you can shop for vary based on which Le Mars, IA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Le Mars, IA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Le Mars, IA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Le Mars businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Le Mars, IA, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Le Mars, IA?
Both Snap Finance and Amica Leasing support Le Mars, IA residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Le Mars, IA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Le Mars, IA requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Le Mars, IA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Le Mars, IA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.