Choosing a Lease-to-Own Company in Lansing, IA
When choosing a lease-to-own company in Lansing, IA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Lansing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Lansing, IA
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Lansing, IA follow similar models. You shop in person or online at an approved Lansing retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance in Lansing, IA or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Lansing, IA?
The items you can shop for in Lansing, IA depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Lansing, IA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Lansing, IA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Lansing and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Lansing, IA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Lansing, IA?
Snap Finance and Acima Leasing both want to help shoppers in Lansing IA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Lansing, IA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Lansing, IA also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Lansing, IA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Lansing, IA. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.