What to Look for in Hawarden, IA Lease-to-Own Companies
When comparing lease-to-own companies in Hawarden, IA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Hawarden and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Hawarden, IA Work
How does Snap Finance work? Or Acima Leasing? Whichever Hawarden, IA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Hawarden retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance in Hawarden, IA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Hawarden, IA?
The items you can shop for vary based on which Hawarden, IA retailers are approved by Snap Finance or Acima Leasing. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Hawarden, IA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Hawarden, IA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Hawarden and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Hawarden, IA.
What Are the Requirements for Acima Leasing vs. Snap Finance in Hawarden, IA?
For shoppers in Hawarden, IA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Hawarden, IA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Hawarden, IA also requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Hawarden, IA
Acima Leasing and Snap Finance are great options for Hawarden, IA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.