You’re ready to shop with help from a lease-to-own company in Evansdale, IA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.
What to Look for in Evansdale, IA Lease-to-Own Companies
When comparing lease-to-own companies in Evansdale, IA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Evansdale so you can determine which company is right for you.
How Does Lease-to-Own in Evansdale, IA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Evansdale, IA lease-to-own companies operate similarly. First, you pick from a list of approved Evansdale retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Evansdale, IA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Evansdale, IA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Evansdale, IA. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Evansdale, IA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Evansdale, IA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Evansdale stores and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Evansdale, IA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Evansdale, IA
Snap Finance and Amica Leasing are dedicated to helping Evansdale, IA shoppers get the items they need — regardless of credit score. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Evansdale, IA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Evansdale, IA requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Evansdale, IA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Evansdale, IA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.