What to Look for in Dubuque, IA Lease-to-Own Companies
When comparing lease-to-own companies in Dubuque, IA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Dubuque so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Dubuque, IA
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Dubuque, IA follow similar models. To start, you choose an approved retailer in Dubuque and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Dubuque, IA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Dubuque, IA Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Dubuque, IA. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Dubuque, IA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Dubuque, IA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Dubuque and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Dubuque, IA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Dubuque, IA?
Both Snap Finance and Amica Leasing support Dubuque, IA residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Dubuque, IA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Dubuque, IA requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Dubuque, IA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Dubuque, IA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.