Choosing a Lease-to-Own Company in Des Moines, IA
When choosing a lease-to-own company in Des Moines, IA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Des Moines and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Des Moines, IA
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Des Moines, IA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Des Moines retailer online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Des Moines, IA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Des Moines, IA?
The items you can shop for vary based on which Des Moines, IA retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Des Moines, IA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Des Moines, IA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Des Moines businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Des Moines, IA or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Des Moines, IA?
Snap Finance and Acima Leasing both want to help shoppers in Des Moines IA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Des Moines, IA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
Acima Leasing in Des Moines, IA also requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Des Moines, IA? Try Acima Leasing
Many shoppers across Des Moines, IA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.