How Do I Choose Between Lease-to-Own Companies in Des Moines, IA?
Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Des Moines, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Des Moines, IA so you can figure out which company has the application process, requirements, and store selection that sounds best for you.
Des Moines Acima Leasing vs. Progressive Leasing: How Do They Work?
How does Acima Leasing work in Des Moines, IA? What about Progressive Leasing? They both have similar application steps. Browse at eligible Des Moines retailers, select the items you want, and complete an application in-store or online. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!
How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Des Moines, you can be approved for up to $5,000!
Des Moines Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While Acima Leasing and Progressive Leasing in Des Moines, IA have similar application processes, they have different requirements. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
For Acima Leasing in Des Moines, IA, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Acima Leasing and Progressive Leasing both help shoppers in Des Moines who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Des Moines Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Des Moines stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.
With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Des Moines, IA, or view Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Des Moines, IA?
Progressive Leasing and Acima Leasing in Des Moines, IA consider the same items leasable. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Is Acima Leasing or Progressive Leasing the Best Des Moines, IA Lease-to-Own Company?
The choice of lease-to-own company in Des Moines, IA is entirely in your hands. To choose the right fit, consider approval requirements, which stores in Des Moines you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Get the products you need today with lease-to-own shopping power.