What to Look for in Davenport, IA Lease-to-Own Companies
When choosing a lease-to-own company in Davenport, IA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Davenport and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Davenport, IA Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Davenport, IA tend to work the same way. You shop at an approved Davenport retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Davenport, IA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Davenport, IA?
The items you can shop for in Davenport, IA depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Davenport, IA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Davenport, IA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Davenport and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Davenport, IA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Davenport, IA?
Both Snap Finance and Amica Leasing aim to help shoppers in Davenport, IA with less-than-perfect credit get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Davenport, IA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Davenport, IA also requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Davenport, IA, the Choice Is Yours
Many shoppers across Davenport, IA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.