Comparing Acima Leasing and Snap Finance in Dallas Center, IA

You need a lease-to-own option in Dallas Center, IA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Dallas Center, IA

When choosing a lease-to-own company in Dallas Center, IA, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Dallas Center so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Dallas Center, IA Work

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Dallas Center, IA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Dallas Center retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Dallas Center, IA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in Dallas Center, IA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Dallas Center, IA. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Dallas Center, IA and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Dallas Center, IA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Dallas Center businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Dallas Center, IA stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Dallas Center, IA

Both Snap Finance and Amica Leasing aim to help shoppers in Dallas Center, IA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Dallas Center, IA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.

Acima Leasing in Dallas Center, IA also requires an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Dallas Center, IA, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Dallas Center, IA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.