Choosing a Lease-to-Own Company in Creston, IA
When picking a lease-to-own company in Creston, IA, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Creston and Acima Leasing so you can determine which company is right for you.
Snap Finance in Creston, IA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Creston, IA lease-to-own companies operate similarly. First, you pick from a list of approved Creston retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Creston, IA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Creston, IA?
The items you can shop for in Creston, IA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Creston, IA and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Creston, IA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Creston businesses to national brands you trust, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Creston, IA.
What’s Needed to Apply for Acima Leasing or Snap Finance in Creston, IA
Both Snap Finance and Amica Leasing support Creston, IA residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Creston, IA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Creston, IA also need an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Creston, IA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Creston, IA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.