How to Choose a Lease-to-Own Company in Cedar Rapids, IA
When selecting a lease-to-own company in Cedar Rapids, IA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Cedar Rapids and Snap Finance so you know which company is your best fit.
Snap Finance in Cedar Rapids, IA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Cedar Rapids, IA lease-to-own companies operate similarly. To start, you choose an approved retailer in Cedar Rapids and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Cedar Rapids, IA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Cedar Rapids, IA?
The items you can shop for vary based on which Cedar Rapids, IA retailers are approved by Snap Finance or Acima Leasing. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Cedar Rapids, IA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Cedar Rapids, IA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Cedar Rapids stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Cedar Rapids, IA or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Cedar Rapids, IA
Snap Finance and Amica Leasing are dedicated to helping Cedar Rapids, IA shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Cedar Rapids, IA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Cedar Rapids, IA also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Cedar Rapids, IA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Cedar Rapids, IA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.