Lease-to-Own in Cedar Rapids, IA: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Cedar Rapids, IA but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Selecting a Lease-to-Own Company in Cedar Rapids, IA

Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but are low on cash. With so many companies like Progressive Leasing in Cedar Rapids, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Cedar Rapids, IA so you can decide which company has the best application process, store selection, and requirements for you.

Cedar Rapids Progressive Leasing vs. Acima Leasing: What’s the Process?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Cedar Rapids, IA? Applying with either company will look pretty similar. Shop at eligible retailers in Cedar Rapids, choose the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Cedar Rapids!

What Are the Requirements for Progressive Leasing in Cedar Rapids vs. Acima Leasing?

Acima Leasing and Progressive Leasing in Cedar Rapids, IA might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

To lease-to-own with Acima Leasing in Cedar Rapids, IA, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Cedar Rapids with less-than-perfect credit. We consider more than just your credit history when reviewing your application.

Progressive Leasing vs. Acima Leasing: Cedar Rapids, IA Stores

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Cedar Rapids, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Cedar Rapids, IA, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Cedar Rapids, IA?

Progressive Leasing and Acima Leasing in Cedar Rapids, IA consider the same items leasable. Generally, eligible items are durable goods that are returnable and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Cedar Rapids, IA?

The decision of which Cedar Rapids, IA lease-to-own company to choose is entirely yours to make. The best option for you depends on which Cedar Rapids retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Get the products you need today with lease-to-own shopping power.