Selecting a Lease-to-Own Company in Cedar Falls, IA
Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but lack the funds. With so many companies like Progressive Leasing in Cedar Falls, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Cedar Falls, IA to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.
Cedar Falls Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Acima Leasing work in Cedar Falls, IA? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Cedar Falls, pick out the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!
How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Cedar Falls, you may be approved for up to $5,000!
Cedar Falls Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
Acima Leasing and Progressive Leasing in Cedar Falls, IA might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
To lease-to-own with Acima Leasing in Cedar Falls, IA, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Both Acima Leasing and Progressive Leasing are designed for shoppers in Cedar Falls with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.
Acima Leasing vs. Progressive Leasing: What Cedar Falls Stores Are Eligible?
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Cedar Falls, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.
With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Cedar Falls, IA, or browse Acima Leasing’s online retailers.
Acima Leasing vs. Progressive Leasing: What Can You Lease in Cedar Falls, IA?
Acima Leasing and Progressive Leasing in Cedar Falls, IA follow similar guidelines for leasable items. Typically, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Acima Leasing or Progressive Leasing the Best Cedar Falls, IA Lease-to-Own Company?
We can’t tell you which lease-to-own company in Cedar Falls, IA to choose. To choose the right fit, consider approval requirements, which stores in Cedar Falls you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.