Selecting a Lease-to-Own Company in Calmar, IA
Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Calmar, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Calmar, IA so you can decide which company offers the requirements, store selection, and application process that fits your needs.
How Do Acima Leasing and Progressive Leasing in Calmar, IA Work?
How does Progressive Leasing work in Calmar, IA? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible Calmar stores, find the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!
How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Calmar, you may be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Calmar vs. Acima Leasing
Although Acima Leasing and Progressive Leasing in Calmar, IA share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
For Acima Leasing in Calmar, IA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Acima Leasing and Progressive Leasing both help shoppers in Calmar who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Progressive Leasing vs. Acima Leasing: Calmar, IA Stores
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Calmar, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.
With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in Calmar, IA, or shop Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Calmar, IA?
Acima Leasing and Progressive Leasing in Calmar, IA follow similar guidelines for leasable items. Generally, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Better: Acima Leasing or Progressive Leasing in Calmar, IA?
The choice of lease-to-own company in Calmar, IA is entirely in your hands. The right choice for you will depend on which Calmar retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.