Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Burlington, IA

You’re ready to shop with help from a lease-to-own company in Burlington, IA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Burlington, IA Lease-to-Own Company

When selecting a lease-to-own company in Burlington, IA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Burlington so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Burlington, IA

How do Acima Leasing and Snap Finance work? Whichever Burlington, IA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Burlington and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Burlington, IA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

Burlington, IA Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Burlington, IA. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Burlington, IA

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Burlington, IA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Burlington stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Burlington, IA, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Burlington, IA?

Snap Finance and Amica Leasing are dedicated to helping Burlington, IA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Burlington, IA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.

For Acima Leasing in Burlington, IA, you will also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Burlington, IA Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Burlington, IA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.