How to Choose a Lease-to-Own Company in Bloomfield, IA

When selecting a lease-to-own company in Bloomfield, IA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Bloomfield and Snap Finance so you know which company is your best fit.

Snap Finance in Bloomfield, IA vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Whichever Bloomfield, IA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Bloomfield and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Bloomfield, IA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Bloomfield, IA?

The items you can shop for vary based on which Bloomfield, IA retailers are approved by Snap Finance or Acima Leasing. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Bloomfield, IA

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Bloomfield, IA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Bloomfield and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Bloomfield, IA, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Bloomfield, IA?

Snap Finance and Acima Leasing both want to help shoppers in Bloomfield IA get the items they need — even if they don't have perfect credit. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Bloomfield, IA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.

Acima Leasing in Bloomfield, IA also requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Bloomfield, IA

Acima Leasing and Snap Finance have a lot to offer shoppers in Bloomfield, IA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.