Choosing Between Acima Leasing and Progressive Leasing in Bancroft, IA

Looking to lease-to-own in Bancroft, IA but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Bancroft, IA

Lease-to-own can be a great option when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Bancroft, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Bancroft, IA to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

How Do Acima Leasing and Progressive Leasing in Bancroft, IA Work?

How does Progressive Leasing work in Bancroft, IA? And how does Acima Leasing work? Both companies follow similar application processes. Shop at your favorite eligible stores in Bancroft, find the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Bancroft, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Bancroft vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Bancroft, IA have similar application processes, they have different requirements. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Bancroft, IA, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Bancroft with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Bancroft, IA

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Bancroft stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Bancroft, IA, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Bancroft, IA?

You'll find that Progressive Leasing and Acima Leasing in Bancroft, IA  have similar leasable items. Typically, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Progressive Leasing or Acima Leasing in Bancroft, IA Right for You?

Determining the right lease-to-own company in Bancroft, IA is a personal choice we can't make for you. The best option for you depends on approval requirements, which stores in Bancroft you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.