What to Look for in Ankeny, IA Lease-to-Own Companies
When comparing lease-to-own companies in Ankeny, IA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Ankeny so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Ankeny, IA Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Ankeny, IA lease-to-own companies operate similarly. You shop in person or online at an approved Ankeny retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance in Ankeny, IA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Ankeny, IA?
The items you can shop for vary based on which Ankeny, IA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Ankeny, IA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Ankeny, IA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Ankeny and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Ankeny, IA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Ankeny, IA
For shoppers in Ankeny, IA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ankeny, IA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Ankeny, IA also requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Ankeny, IA, the Choice Is Yours
Many shoppers across Ankeny, IA can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.