Selecting a Lease-to-Own Company in Ames, IA
Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but lack the funds. When looking at companies like Progressive Leasing in Ames, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Ames, IA to help you determine which company has the application process, requirements, and store selection that sounds best for you.
How Do Acima Leasing and Progressive Leasing in Ames, IA Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Ames, IA? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Ames, select the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!
What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Ames, you may be approved for up to $5,000!
Ames Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While Acima Leasing and Progressive Leasing in Ames, IA have similar application processes, they have different requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing applicants in Ames, IA need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Acima Leasing and Progressive Leasing both help shoppers in Ames who have less-than-stellar credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Acima Leasing vs. Progressive Leasing Stores in Ames, IA
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Ames stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.
Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Ames, IA stores.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Ames, IA?
You'll find that Progressive Leasing and Acima Leasing in Ames, IA have similar leasable items. Generally, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Is Acima Leasing or Progressive Leasing the Best Ames, IA Lease-to-Own Company?
The decision of which Ames, IA lease-to-own company to choose is entirely yours to make. To choose the right fit, consider the application process, approval requirements, and which Ames stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.