Choosing Your Altoona, IA Lease-to-Own Company
When selecting a lease-to-own company in Altoona, IA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Altoona and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Altoona, IA
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Altoona, IA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Altoona retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Altoona, IA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Altoona, IA?
The items you can shop for in Altoona, IA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Altoona, IA and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Altoona, IA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Altoona and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Altoona, IA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Altoona, IA?
Snap Finance and Acima Leasing both want to help shoppers in Altoona IA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Altoona, IA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Altoona, IA also need an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Altoona, IA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Altoona, IA. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.