Progressive Leasing or Acima Leasing in Algona, IA?

Who do you go to for lease-to-own solutions in Algona, IA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Algona, IA

Lease-to-own can be a great solution when you need new appliances, jewelry, furniture, and other goods but lack the funds. Algona is full of companies like Progressive Leasing, so how do you pick one? Let’s compare Progressive Leasing and Acima Leasing in Algona, IA to help you determine which company's store selection, requirements, and application process sound right for you.

Algona Progressive Leasing vs. Acima Leasing: How They Work

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Algona, IA? Applying with either company will look pretty similar. Shop at eligible retailers in Algona, choose the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Algona, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Algona vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Algona, IA share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing in Algona, IA requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Acima Leasing and Progressive Leasing both help shoppers in Algona who have less-than-stellar credit. We consider more than just your credit history when reviewing your application.

Progressive Leasing vs. Acima Leasing: Algona, IA Stores

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Algona stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Algona, IA, or view Acima Leasing's online retailers.

What Items Can I Lease in Algona, IA with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Algona, IA are quite similar. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Algona, IA Lease-to-Own Company?

The decision of which Algona, IA lease-to-own company to choose is entirely yours to make. The right choice for you will depend on which Algona retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.