Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Shelbyville, IN

Seeking a lease-to-own solution in Shelbyville, IN? We compare Acima Leasing and Snap Finance to help guide your decision

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Shelbyville, IN

When choosing a lease-to-own company in Shelbyville, IN, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Shelbyville so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Shelbyville, IN

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Shelbyville, IN lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Shelbyville and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Shelbyville, IN or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Shelbyville, IN?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Shelbyville, IN. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Shelbyville, IN and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Shelbyville, IN retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Shelbyville stores and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Shelbyville, IN.

Acima Leasing vs. Snap Finance Application and Requirements in Shelbyville, IN

Everyone in Shelbyville, IN deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Shelbyville, IN. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Shelbyville, IN requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Shelbyville, IN? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Shelbyville, IN shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.