Choosing Between Richmond, IN Lease-to-Own Companies
Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Richmond, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Richmond, IN to guide you in deciding which company's store selection, requirements, and application process sound right for you.
How Do Acima Leasing and Progressive Leasing in Richmond, IN Work?
How do you lease-to-own with Progressive Leasing in Richmond, IN? What about Acima Leasing? You can expect a similar application process for both. Shop at your favorite eligible stores in Richmond, choose the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!
How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Richmond, you can be approved for up to $5,000!
Richmond Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
Acima Leasing and Progressive Leasing in Richmond, IN might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing in Richmond, IN requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Richmond with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Progressive Leasing vs. Acima Leasing: Richmond, IN Stores
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Richmond and online, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.
Acima Leasing has more than 15,000 eligible stores — both national and local. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Richmond, IN, or view Acima Leasing's online retailers.
What Items Can I Lease in Richmond, IN with Acima Leasing vs. Progressive Leasing?
Acima Leasing and Progressive Leasing in Richmond, IN follow similar guidelines for leasable items. In general, eligible items are durable goods that are returnable and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Is Progressive Leasing or Acima Leasing in Richmond, IN Right for You?
We can’t tell you which lease-to-own company in Richmond, IN to choose. The right choice for you will depend on approval requirements, which stores in Richmond you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.