What to Look for in Plainfield, IN Lease-to-Own Companies
When selecting a lease-to-own company in Plainfield, IN, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Plainfield so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Plainfield, IN
How do Acima Leasing and Snap Finance work? Whichever Plainfield, IN lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Plainfield retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance in Plainfield, IN or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Plainfield, IN?
The items you can shop for in Plainfield, IN depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Plainfield, IN
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Plainfield, IN businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Plainfield stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Plainfield, IN stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Plainfield, IN
Everyone in Plainfield, IN deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Plainfield, IN. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
For Acima Leasing in Plainfield, IN, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Plainfield, IN Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Plainfield, IN shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.