Choosing Your New Castle, IN Lease-to-Own Company
When selecting a lease-to-own company in New Castle, IN, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in New Castle so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in New Castle, IN Work
How do Acima Leasing and Snap Finance work? Whichever New Castle, IN lease-to-own company you choose, it'll likely operate the same way. You shop at an approved New Castle retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in New Castle, IN or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
New Castle, IN Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which New Castle, IN retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
New Castle, IN Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in New Castle, IN as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in New Castle and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in New Castle, IN, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in New Castle, IN?
Snap Finance and Acima Leasing both want to help shoppers in New Castle IN get the items they need — even if they don't have perfect credit. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in New Castle, IN. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in New Castle, IN, you will also need at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in New Castle, IN, the Choice Is Yours
Acima Leasing and Snap Finance are great options for New Castle, IN shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.