Lease-to-Own in Muncie, IN: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Muncie, IN, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Muncie, IN

Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but are low on cash. You have your choice of companies like Progressive Leasing in Muncie, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Muncie, IN so you can decide which company's store selection, requirements, and application process sound right for you.

Muncie Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Acima Leasing work in Muncie, IN? What about Progressive Leasing? You can expect a similar application process for both. Shop at your favorite eligible stores in Muncie, choose the items you want, and complete an application in-store or online. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Muncie, you can be approved for up to $5,000!

Muncie Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Acima Leasing and Progressive Leasing in Muncie, IN might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Muncie, IN requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Muncie shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.

Progressive Leasing vs. Acima Leasing: Muncie, IN Stores

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Muncie allows you to shop at thousands of Muncie stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing partners with more than 15,000 stores — both national and local. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Muncie, IN, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Muncie, IN

Progressive Leasing and Acima Leasing in Muncie, IN consider the same items leasable. Typically, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Right for You: Progressive Leasing or Acima Leasing in Muncie, IN?

Determining the right lease-to-own company in Muncie, IN is a personal choice we can't make for you. The best option for you depends on approval requirements, which stores in Muncie you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.