Snap Finance in Marion, IN or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Marion, IN — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Marion, IN

When comparing lease-to-own companies in Marion, IN, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Marion and Acima Leasing so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Marion, IN

How does Acima Leasing work? Or Snap Finance? Whichever Marion, IN lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Marion retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Marion, IN will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Marion, IN?

The items you can shop for in Marion, IN depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

Marion, IN Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Marion, IN and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Marion and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Marion, IN.

What’s Needed to Apply for Acima Leasing or Snap Finance in Marion, IN

Everyone in Marion, IN deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Marion, IN. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Marion, IN requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Marion, IN, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Marion, IN. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.