Comparing Acima Leasing and Snap Finance in Kokomo, IN

You’re ready to shop with help from a lease-to-own company in Kokomo, IN. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Kokomo, IN Lease-to-Own Company

When selecting a lease-to-own company in Kokomo, IN, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Kokomo so you can find the right company for you.

Snap Finance in Kokomo, IN vs. Acima Leasing: How They Work

Are there any differences in how Snap Finance and Acima Leasing work? Most Kokomo, IN lease-to-own companies operate similarly. You shop at an approved Kokomo retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, select the eligible products you want, and Snap Finance in Kokomo, IN or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Kokomo, IN?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Kokomo, IN. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

Kokomo, IN and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Kokomo, IN businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Kokomo and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Kokomo, IN.

What Are the Requirements for Acima Leasing vs. Snap Finance in Kokomo, IN?

Snap Finance and Acima Leasing both want to help shoppers in Kokomo IN get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Kokomo, IN. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.

Acima Leasing in Kokomo, IN also requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Kokomo, IN

Acima Leasing and Snap Finance are great options for Kokomo, IN shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.