Choosing Your Huntington, IN Lease-to-Own Company
When comparing lease-to-own companies in Huntington, IN, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Huntington so you can determine which company is right for you.
Snap Finance in Huntington, IN vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Huntington, IN tend to work the same way. First, you pick from a list of approved Huntington retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing in Huntington, IN or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Huntington, IN?
The items you can shop for in Huntington, IN depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Huntington, IN and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Huntington, IN retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Huntington and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Huntington, IN stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Huntington, IN
Both Snap Finance and Amica Leasing aim to help shoppers in Huntington, IN with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Huntington, IN, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Huntington, IN, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Huntington, IN
Acima Leasing and Snap Finance are great options for Huntington, IN shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.