You’re ready to shop with help from a lease-to-own company in Griffith, IN. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.
Choosing a Lease-to-Own Company in Griffith, IN
When selecting a lease-to-own company in Griffith, IN, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Griffith and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Griffith, IN vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Griffith, IN follow similar models. To start, you choose an approved retailer in Griffith and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Griffith, IN or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Griffith, IN?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Griffith, IN. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Griffith, IN
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Griffith, IN as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Griffith stores and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Griffith, IN stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Griffith, IN
For shoppers in Griffith, IN with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Griffith, IN. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Griffith, IN, you will also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Griffith, IN, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Griffith, IN. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.