Choosing Between Acima Leasing and Progressive Leasing in Gary, IN

Looking to lease-to-own in Gary, IN but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Selecting a Lease-to-Own Company in Gary, IN

Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but are low on cash. You have your choice of companies like Progressive Leasing in Gary, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Gary, IN to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.

Gary Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Gary, IN? And how does Acima Leasing work? They both have similar application steps. Shop at eligible retailers in Gary, find the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Gary, you can be approved for up to $5,000!

Gary Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in Gary, IN are alike, their requirements are different. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Gary, IN, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Gary with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Gary Stores Are Eligible?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Gary, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Gary, IN, or view Acima Leasing's online retailers.

What Items Can I Lease in Gary, IN with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Gary, IN are quite similar. In general, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Right for You: Progressive Leasing or Acima Leasing in Gary, IN?

Determining the right lease-to-own company in Gary, IN is a personal choice we can't make for you. The best option for you depends on the application process, approval requirements, and which Gary stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.