What to Look for in Fort Wayne, IN Lease-to-Own Companies
When selecting a lease-to-own company in Fort Wayne, IN, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Fort Wayne so you know which company is your best fit.
How Does Lease-to-Own in Fort Wayne, IN Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Fort Wayne, IN follow similar models. You shop in person or online at an approved Fort Wayne retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Fort Wayne, IN will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Fort Wayne, IN?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Fort Wayne, IN. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Fort Wayne, IN Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Fort Wayne, IN as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Fort Wayne businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Fort Wayne, IN.
What’s Needed to Apply for Acima Leasing or Snap Finance in Fort Wayne, IN
Both Snap Finance and Amica Leasing support Fort Wayne, IN residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Fort Wayne, IN. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Fort Wayne, IN also requires an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Fort Wayne, IN, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Fort Wayne, IN shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.