How to Choose a Lease-to-Own Company in Crawfordsville, IN
When comparing lease-to-own companies in Crawfordsville, IN, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Crawfordsville so you can determine which company is right for you.
Snap Finance in Crawfordsville, IN vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Crawfordsville, IN lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Crawfordsville and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance in Crawfordsville, IN or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Crawfordsville, IN?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Crawfordsville, IN. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Crawfordsville, IN
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Crawfordsville, IN businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Crawfordsville businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Crawfordsville, IN or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Crawfordsville, IN
Snap Finance and Acima Leasing both want to help shoppers in Crawfordsville IN get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Crawfordsville, IN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Crawfordsville, IN also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Crawfordsville, IN, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Crawfordsville, IN shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.