How to Choose a Lease-to-Own Company in Bluffton, IN
When comparing lease-to-own companies in Bluffton, IN, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Bluffton so you can find the right company for you.
How Does Lease-to-Own in Bluffton, IN Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Bluffton, IN tend to work the same way. To start, you choose an approved retailer in Bluffton and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Bluffton, IN will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Bluffton, IN?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bluffton, IN. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Bluffton, IN Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Bluffton, IN businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Bluffton stores and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Bluffton, IN stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Bluffton, IN
Snap Finance and Acima Leasing both want to help shoppers in Bluffton IN get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Bluffton, IN. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Bluffton, IN requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Bluffton, IN? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Bluffton, IN shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.