Choosing a Lease-to-Own Company in Bloomington, IN
When comparing lease-to-own companies in Bloomington, IN, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bloomington so you can decide which company sounds best for you.
How Does Lease-to-Own in Bloomington, IN Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Bloomington, IN follow similar models. To start, you choose an approved retailer in Bloomington and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Bloomington, IN will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Bloomington, IN?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Bloomington, IN. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Bloomington, IN
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Bloomington, IN and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Bloomington businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Bloomington, IN, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Bloomington, IN
For shoppers in Bloomington, IN with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Bloomington, IN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Bloomington, IN also need an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Bloomington, IN, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Bloomington, IN. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.