How to Choose a Lease-to-Own Company in Bedford, IN
When choosing a lease-to-own company in Bedford, IN, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Bedford and Acima Leasing so you can determine which company is right for you.
Snap Finance in Bedford, IN vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Bedford, IN lease-to-own companies operate similarly. First, you pick from a list of approved Bedford retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Bedford, IN will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Bedford, IN?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bedford, IN. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Bedford, IN and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Bedford, IN as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Bedford businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Bedford, IN.
What’s Needed to Apply for Acima Leasing or Snap Finance in Bedford, IN
For shoppers in Bedford, IN with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Bedford, IN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
Acima Leasing in Bedford, IN also requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Bedford, IN
Acima Leasing and Snap Finance are great options for Bedford, IN shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.