What to Look for in Aurora, IN Lease-to-Own Companies
When picking a lease-to-own company in Aurora, IN, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Aurora so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Aurora, IN
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Aurora, IN tend to work the same way. First, you pick from a list of approved Aurora retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing in Aurora, IN or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Aurora, IN?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Aurora, IN. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Aurora, IN Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Aurora, IN and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Aurora and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Aurora, IN, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Aurora, IN?
For shoppers in Aurora, IN with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Aurora, IN. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Aurora, IN also requires at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Aurora, IN Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Aurora, IN shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.