What to Look for in Auburn, IN Lease-to-Own Companies
When selecting a lease-to-own company in Auburn, IN, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Auburn and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Auburn, IN Work?
How do Acima Leasing and Snap Finance work? Whichever Auburn, IN lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Auburn and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Auburn, IN will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Auburn, IN?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Auburn, IN. Usually, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Auburn, IN Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Auburn, IN and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Auburn and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Auburn, IN or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Auburn, IN
Snap Finance and Acima Leasing both want to help shoppers in Auburn IN get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Auburn, IN. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Auburn, IN, you will also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Auburn, IN? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Auburn, IN. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.