Choosing Your Wilmington, IL Lease-to-Own Company

When comparing lease-to-own companies in Wilmington, IL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Wilmington and Snap Finance so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Wilmington, IL Work

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Wilmington, IL tend to work the same way. You shop at an approved Wilmington retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, pick the eligible items you want, and Acima Leasing in Wilmington, IL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

Wilmington, IL Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Wilmington, IL retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Acima Leasing vs. Snap Finance Stores in Wilmington, IL

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Wilmington, IL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Wilmington businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Wilmington, IL.

What Are the Requirements for Acima Leasing vs. Snap Finance in Wilmington, IL?

Snap Finance and Amica Leasing are dedicated to helping Wilmington, IL shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Wilmington, IL. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

Acima Leasing in Wilmington, IL also requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Wilmington, IL

Acima Leasing and Snap Finance are great options for Wilmington, IL shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.