Choosing Your Willowbrook, IL Lease-to-Own Company
When selecting a lease-to-own company in Willowbrook, IL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Willowbrook so you know which company is your best fit.
Snap Finance in Willowbrook, IL vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Willowbrook, IL lease-to-own companies operate similarly. You shop in person or online at an approved Willowbrook retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Willowbrook, IL or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Willowbrook, IL?
The items you can shop for vary based on which Willowbrook, IL retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Willowbrook, IL
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Willowbrook, IL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Willowbrook and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Willowbrook, IL, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Willowbrook, IL
Snap Finance and Acima Leasing both want to help shoppers in Willowbrook IL get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Willowbrook, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Willowbrook, IL also requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Willowbrook, IL Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Willowbrook, IL. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.